People are constantly getting hurt on the job. Whether they slip and fall,something falls on them,or they get hurt working with dangerous machinery,filing a personal injury claim that involves a company and work comp can be complex. When it comes to the question,”Why get a work comp attorney,” the answer is simple: an experienced Des Moines y will help ensure you get the compensation you are entitled to receive after being injured on the job.
Getting Hurt on the Job
When you are injured on the job and are unable to work,you must prove a few things before you are entitled to receive workers compensation. You will must prove that the injury happened at work,that the injury is making it impossible for you to continue working,and often,that the injury was not a result of a pre-existing medical condition.
Workers’ Comp Medical Exam
One of the requirements that a WCB will demand is a medical examination to document and explore the disability. While these medical examinations are supposed to be impartial,the insurance company hires doctors to give the exams. What this means is that the doctors likely want to keep receiving the business of these exams,so they could be looking for ways to disprove your claims or tailoring their exam to challenge the nature of the workplace injury.
The interview portion of the exam will delve into your medical history to determine if there is a chance your injury was related to a pre-existing condition. If this is the case,that would weaken your claim and result in the insurance company having to pay out less,or even nothing at all.
The bottom line is that no one wants to pay out big dollars for workplace injuries if they don’t have to,and if there is any loophole or doubt as to the validity of the party’s injuries,it will be exploited,and that is the reason for why you should consider hiring a lawyer .